Does the landlord insure my stock and equipment?
Do not assume it does. Ask the landlord what its policy addresses and discuss your contents, stock, improvements and interruption exposure with your own provider.
Is every closure an insured interruption?
No automatic conclusion is possible. The wording may require a defined insured event and other conditions. Ask about the exact closure scenarios that concern your business.
Can I send only the lease’s insurance paragraph?
Start with the full lease. Related repair, indemnity and reinstatement clauses may affect responsibility even when they appear outside the insurance section.
Does sending an enquiry buy insurance?
No. It asks the network team to respond. Only a suitable provider can confirm an offer, acceptance and the effective insurance arrangement.
Can I enquire from Canada or the United States?
Choose your actual country and province, state or territory. Provider availability and eligibility depend on the market; sending an enquiry does not establish acceptance.
What should I leave out of the form?
Leave out medical records, government IDs, payment details and policy documents. Share general needs here; use a provider’s secure process if sensitive records are later required.
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Sources & further reading
General insurance principles and the jurisdiction-specific references below support further reading. Examples are illustrative; individual policy terms require provider confirmation. Content updated October 11, 2026.